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Reference data
Data as of 2026-10-27| Benchmark | Rate |
|---|---|
| 隔夜政策利率 OPR Live | 2.75% |
| 12 个月定存（牌价区间） | 2.50% |
Source：马来西亚国家银行（BNM）Open API · OPR 与银行基准利率 · StashAway · Malaysia FD rates（定存促销） · 同上 · 促销定存列表
What you can do here
Four tools for four common money decisions: compare the mid-market rate before you convert, compare rates and monthly payments before you borrow, check real returns before you lock in a deposit, and size up a premium range before you buy a car. Each market has its own page, shown in local currency and local language.
Where the data comes from
Exchange rates come from a public mid-market feed refreshed hourly. Loan and deposit rates are taken from central bank releases and mainstream financial media for the current period, and every page shows its update date and a link to the source.
Why everything says "reference"
Within one country, two banks — or two borrowers — can differ by more than a full percentage point. What we publish is the common market range, so you can judge whether a quote is reasonable. It is not a substitute for the contract you sign.
FAQ
Are the tools free?
Yes. No account, no login, no usage limit.
How often is data updated?
Exchange rates refresh hourly. Rates and insurance parameters are updated manually as each market publishes new data, and the last update date is shown at the top of every page.
Can I borrow at the rates shown?
No. These are market ranges. Your approved rate depends on income, credit history, down payment, term and the lender's current policy.
Will you add more markets?
Yes. A new market needs only a configuration entry and its local data. Tell us which one you want next.